The home buying process is seldom easy, but at Baltic Transit Bank, our goal is to make the home loan part as uncomplicated as possible. Our straightforward application process and friendly, knowledgeable staff will provide you with the attention you need and deserve. It’s as simple as that at Baltic Transit Bank — we’ve been helping homeowners since 1888.

Fixed-Rate Mortgage Loans

Lock in a consistent interest rate with our Fixed-Rate Mortgage Loans. This option offers predictable monthly payments and stability, making it easier to budget and plan for the long term. Ideal for those who prefer the security of a fixed rate throughout the life of the loan.

Adjustable-Rate Mortgage Loans

Take advantage of lower initial rates with our Adjustable-Rate Mortgage Loans. These loans offer flexibility with rates that adjust periodically based on market conditions, potentially providing lower payments in the early years of the loan. Suitable for those who plan to move or refinance before the adjustment period begins.

For current rates or additional information about home buying options at Baltic Transit Bank, call Customer Support at (978) 573-1300 during regular operating hours or reach out directly to any of our mortgage originators.

Find out now about your home buying options and get prequalified for a mortgage at Baltic Transit Bank before you begin the application process. Get prequalified today!

Need to know how much you can afford? Try out one of our convenient mortgage calculators. Try our mortgage calculators.

Apply Now! To begin the mortgage application process, just click the button below and follow the onscreen instructions.