With a Baltic Transit Bank Debit MasterCard®, you can access your accounts anytime and from anywhere that MasterCard is accepted. It’s easier than writing a check, safer than carrying cash, and provides the added convenience of being usable at countless ATMs worldwide.* Our debit card makes managing your finances simpler and more secure, ensuring you can handle your transactions effortlessly, whether you’re shopping in-store, dining out, or making online purchases.

Our Debit MasterCard® is equipped with the latest EMV chip technology, offering enhanced security when used with chip-enabled readers at participating retail locations. This advanced technology helps protect your account information from fraud and unauthorized transactions. If you use your card at a non-chip reader, it will still function like a traditional card, swiped using the magnetic strip. For online purchases, simply enter your card number from the front, and enjoy the same level of security and convenience.

The advantages of a Debit Card include:

• Access to Your Accounts Anytime, Anywhere: Use your card online, in-store, on your mobile device, or at ATMs worldwide*—24 hours a day, 7 days a week, 365 days a year. With Baltic Transit Bank’s extensive network of ATMs and partnerships, you’ll never be far from accessing your funds.


• EMV Micro-Chip Security: Benefit from state-of-the-art security when using chip-enabled card readers, providing an additional layer of protection against fraud. This micro-chip technology makes it difficult for fraudsters to counterfeit your card, ensuring your transactions are safe.


• Convenient Deactivation/Activation Capability: Easily shut off or activate your debit card through mobile or online banking, available 24/7. This feature is ideal if your card is lost or stolen, allowing you to quickly prevent unauthorized transactions and restore access when needed.


• Enhanced Online Shopping Security: Register for MasterCard SecureCode™ to enjoy additional protection for your online purchases. This service adds an extra layer of authentication to verify your identity during online transactions, reducing the risk of fraud.


• Around-the-Clock Customer Service: Get assistance for lost or stolen cards with MasterCard Global Services, available anytime, from anywhere, and in any language. Call 1.800.307.7309 for support. Our global customer service team is dedicated to ensuring your card-related issues are resolved promptly, no matter where you are.


• Protection Against Unauthorized Purchases: Enjoy peace of mind with MasterCard Zero Liability, protecting you from unauthorized transactions. This policy ensures that you are not held responsible for purchases you did not authorize, giving you confidence in your card’s security.

For more information, call Customer Support at (978) 573-1300 during regular operating hours or visit any of our branch locations. Our knowledgeable staff is here to answer any questions you may have about your debit card and to provide assistance with any issues that may arise.

Note: Non-Baltic Transit Bank ATMs may impose a surcharge in addition to any fee we may charge. Always check for any additional fees before completing your transaction to avoid unexpected charges.

Additional Services:

• Report a Lost or Stolen Debit Card: Click Here


• Set Travel Notifications: Let us know about your travel plans to avoid any interruptions in your card usage while you're abroad. This helps prevent your card from being flagged for suspicious activity.


• Automatic Card Protection with EnFact: EnFact offers advanced security features to monitor and protect your card from unauthorized transactions. This service helps keep your account safe by detecting potential fraud and alerting you to suspicious activity.

Taking steps towards homeownership? Get prequalified before applying for a mortgage. For questions or more information about our mortgage services, visit us at our branches or contact our customer support. We’re here to help you through every stage of your home buying journey.